Texas Adjuster License

 

Texas Adjuster License

The Job Security It Offers

Claims adjusters possessing a Texas Adjuster License, perform actual physical inspections, following a damaging event, such as hurricanes, earthquakes, floods, tornadoes, hail, fire and other disasters. Part of their job is to interpret a customer’s insurance policy. Then determine the appropriate amount for settlement, and authorize the payment.

There are three types of adjusters:  independent adjusters, staff adjusters and public adjusters. All of them require an insurance adjuster license.

The claims adjuster industry is a lucrative and exciting the career, where it is said “Hail pays the bills, and Hurricanes buy the toys!” That’s encouraging, but what about job security? If their expertise is only needed after catastrophic events, what happens in between?

 

 

Job Security with a Texas Claims Adjuster License

  1. Anyone 18 or older can acquire an insurance adjuster license, with or without previous experience. This means anyone can become a claims adjuster.
  2. Anyone can start a career as a claims adjuster, even without a college degree or any special educational background. What matters is a strong work ethic, the desire to do the work properly, and the appropriate license.
  3. All of the adjuster training is provided by TXALA. This includes continuing education.
  4. The Texas claims adjuster license is recognized in over 30 States. This means you have a nearly nationwide scope of operation, giving you the ability to work more claims wherever and whenever.
  5. If you work as an independent adjuster, you will deploy to whatever area your Adjuster Firm needs you. The work is intense and conditions often harsh. But independent adjusters earn substantially more than staff adjusters.
  6. Working as a staff adjuster means you are a salaried employee. You have a more consistent work schedule year round. The choice to work independently or as a staff is really up to you.
  7. During major disasters like Harvey, Ike, Katrina or Sandy, more claims adjusters are needed. This provides plenty of job opportunities for licensed individuals. As long as you have a Texas adjuster license, you will have work.
  8. With a Texas adjuster license, you become much more valued. For as long as you are able, you will have plenty of work. This is especially true if you have excellent work ethics.

Who can get a Texas claims adjuster license?

A Texas resident who has completed one of TXALA’s Adjuster Pre-Licensing Courses. (All Lines or P&C)

A non-resident of Texas who has completed one of TXALA’s Adjuster Pre-Licensing Courses, and declared Texas as their home licensing state.

Someone who lives in one of the following states approved to get Texas Adjuster License without any other licensing. These are:

Alaska / Colorado / Connecticut / Washington D.C.IllinoisIowaKansasMaryland / MassachusettsMissouri /

NebraskaNew JerseyNew MexicoNorth DakotaOhio / PennsylvaniaSouth Dakota / Tennessee / VirginiaWisconsin

Two Types of Texas Licenses

All Lines

Involves working liability claims, worker’s compensation, general property and casualty, auto, farm, ranch, ocean, inland marine and worker’s compensation claims on behalf of an insurer.

Property & Casualty

This type of license allows an individual to work on various types of claims, including commercial, residential, auto, farm, ranch, ocean and inland marine claims.

 

Texas Adjuster License


To get started as an Insurance Adjuster, you need either the ALL LINES or PROPERTY & CASUALTY license. AdjusterLicenseOnline with TXALA, offer both of these 40 hour courses through TEXAS. Why is that important? Texas literally wrote the book on insurance. It was so well done and so comprehensive, that over 30 other states ‘adopted’ it via reciprocity. This means, with just this on license, you have a virtual nationwide geographic reach in working claims! Even if you have a license in another state, you still need a Texas license.

Most successful adjusters have a Texas license. Click here to Register.


 

Related Info

State Farm Certification

Pilot Catastrophe Services

Earnings Potential

Basics of Adjusting

CAT Adjusters

 

 

 

Texas Adjuster License