How to spot Hail damage on roofs.
Identifying hail damage on things like patio furniture, your fence or your car, is easy. Round dents are obvious signs of damage by hail. Determining whether your roof was damaged from a hailstorm is a little more difficult. Insurance companies will pay for a new roof that has sustained a certain level of damaged by hail. Most companies will “total” a roof if there are 10 hail hits per square. A “Square” is a 10′ X 10′ area on your roof.
Should you call your insurance company after a hailstorm? If it was serious enough for you to wonder, then go ahead and call them. They already know all about the storm and the areas with significant enough damage for roof replacement.
But if you want to make a call based on more than a hunch, here are a few things to look for;
Look for damage on the soft metal objects on your roof. Check the roof vents, flashing or valley metal for any dents. Dents to any of these indicates hail and gives you an idea of the size of the hail.
Check the ridge cap of the roof for dents. This area always receives damage from hail.
Look at the shingles. Check the whole shingle, as well as the edges, for signs of damage. Squirrels eat at shingles to get at what they think might be under them. This damage looks just like hail! If the soft metal is not damaged, then it is likely squirrels.
The 3 major types of hail damage; bruising, holes and missing granules missing from the shingles.
1. Bruising is not always noticeable until you have had a couple good rains.
2. Holes that expose the black substrate are from a large hail stone, or one that was traveling at a high rate of speed. This is considered a “hard hit.”
3. Missing granules can be seen where the water runs off the roof onto the sidewalk or driveway. These granules indicate the asphalt shingles have been compromised.
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