How to Stay Prepared as an Adjuster

As an insurance claims adjuster, you have to be ready for the barrage of work that winter brings. Several circumstances line up when the temperature drops and storm fronts start forming. More often than not, insurance adjusters – particularly those who choose to work independently – don’t have a set schedule, so that means that as soon as new cases or claims come in, an insurance adjuster has got to go (hit the road, that is).

To be sufficiently prepared to go wherever your next job calls, keep these four points in mind:

Have your luggage ready

You never know when or where you will be deployed. If you are given 48 hours to be at a destination 1,500 miles away, you don’t have time to waste. Because of this, you need to have a bag that’s filled with your essentials ready to go. This way, you won’t waste precious time packing your bag, rummaging through (possibly clean, maybe dirty) clothes and you can walk out of the door as soon as you receive the call. It’s always best to pack in layers, just because it’s winter, doesn’t mean it’s going to be freezing, but just in case it is, layers work best at keeping you cozy. And don’t forget to bring waterproof boots as you’ll most likely do a lot of walking in the rain, snow or wet, flooded houses.

Keep your camera close by

You need to take a lot of pictures to document the damage that’s incurred by properties, so your camera should be handy at all times. Pack your camera charger and an additional memory card and, if you can, buy a spare battery so you’ll never run out of juice wherever you go.

Pack a portable charger to carry with you

Some deployments are for several weeks, others are for several months.  Since your cell phone is an essential tool in your work, you can’t risk loss of battery power. Combat this by investing in a portable charger so you stay out of the red when having your phone is crucial. (Just remember to keep your charger charged, and plug it in as soon as you get back home or to your hotel room.)

Prepare an emergency kit

Accidents can happen any time, so it pays to have a first aid kit on hand. Through this, you can treat wounds and burns ASAP and have the basic medication for fever, diarrhea, coughs, and colds. This can be particularly helpful when you’re stuck in the remotest parts of the country.


The right preparations will ensure you’re ready for the business of colder months. Of course, the first thing you should do to prepare – if you haven’t already – is to become a certified insurance claims adjuster, and the easiest way to do that is to register for either the Texas All Lines or Texas Property & Casualty course with (TXALA) Adjuster License Online. You’ll be able to quickly and feasibly earn your Texas Adjuster License online and be ready to hit the road, wherever the job takes you.