Texas Adjuster License
The Job Security It Offers
Claims adjusters possessing a Texas Adjuster License, perform actual physical inspections, following a damaging event, such as hurricanes, earthquakes, floods, tornadoes, hail, fire and other disasters. Part of their job is to interpret a customer’s insurance policy. Then determine the appropriate amount for settlement, and authorize the payment.
There are three types of adjusters: independent adjusters, staff adjusters and public adjusters. All of them require an insurance adjuster license.
The insurance industry employs more than 2.3 million individuals in America. The claims adjuster industry is a lucrative and exciting career, where it is said “Hail pays the bills, and Hurricanes buy the toys!” That’s encouraging, but what about job security? If their expertise is only needed after catastrophic events, what happens in between?
Time & Cost
Insurance Claims Adjuster
A. Adjuster License (All Lines or P&C) — Time: 4 weeks — Cost: $229
B. Xactimate Certification — Time: 3 weeks — Cost: $499
C. Fees (TDI application fee, Finger print fee) — Cost: $100
Most other profession
A. Bachelor’s Degree — Time: 4 to 6 years — Cost: $125,000 and up
B. Community College — Time: 2 years — Cost: $30,000
Texas Claims Adjuster License | Job Security | Advantages
- Anyone 18 or older can acquire an insurance adjuster license, with or without previous experience. This means anyone can become a claims adjuster.
- Anyone can start a career as a claims adjuster, even without a college degree or any special educational background. What matters is a strong work ethic, the desire to do the work properly, and the appropriate license.
- All of the adjuster training is provided by TXALA. This includes continuing education.
- The Texas claims adjuster license is recognized in over 30 States. This means you have a nearly nationwide scope of operation, giving you the ability to work more claims wherever and whenever.
- If you work as an independent adjuster, you will deploy to whatever area your Adjuster Firm needs you. The work is intense and conditions often harsh. But independent adjusters earn substantially more than staff adjusters.
- Working as a staff adjuster means you are a salaried employee. You have a more consistent work schedule year round. The choice to work independently or as a staff is really up to you.
- During major disasters like Harvey, Ike, Katrina or Sandy, more claims adjusters are needed. This provides plenty of job opportunities for licensed individuals. As long as you have a Texas adjuster license, you will have work.
- With a Texas adjuster license, you become much more valued. For as long as you are able, you will have plenty of work. This is especially true if you have excellent work ethics.
Non-residents of Texas
If you live in a state that does not require a license, you simply declare Texas as your home licensing state, and then complete an Adjuster Pre-Licensing Course. Then pay the application fee to TDI, get fingerprinted, and your Insurance Claims Adjuster License will be issued.
Someone who lives in one of the following states, can get their Texas Adjuster License without any other licensing.
Alaska / Colorado / Connecticut / Washington D.C. / Illinois / Iowa / Kansas / Maryland / Massachusetts / Missouri /
Nebraska / New Jersey / New Mexico / North Dakota / Ohio / Pennsylvania / South Dakota / Tennessee / Virginia / Wisconsin
To find out what your state requires regarding the Texas License, Click… State Requirements
Two Types of Texas Licenses
Involves working liability claims, worker’s compensation, general property and casualty, auto, farm, ranch, ocean, inland marine and worker’s compensation claims on behalf of an insurer.
This type of license allows an individual to work on various types of claims, including commercial, residential, auto, farm, ranch, ocean and inland marine claims.
If you are ready for a new career as an
Insurance Claims Adjuster,
Click here to… GET STARTED!
Texas Adjuster License